- Listed: August 12, 2009 9:34 am
- Expires: This ad has expired
PET INSURANCE PROVIDERS – AUSTRALIA
There are several companies that offer veterinary pet insurance policies. Three of those companies are highlighted below.
PetPlan has been providing pet insurance policies in the UK for years, and recently began offering veterinary pet insurance policies in Australia. They also offer plans for horses. There are many plans available. Dog pet insurance policies start at $27.70 per month. Cat pet insurance policies start at just $16.45.
In addition to the typical inclusions, such as vet fees for sickness and injuries, PetPlan also offers coverage for the expense of boarding your pet if you are in the hospital.
Another great feature is the “Holiday Cancellation” coverage. If your pet becomes ill or is missing before your holiday or whilst you are away, PetPlan will reimburse you for some expenses due to your cancelled holiday.
This pet insurance will also help pay for advertisements to locate a lost pet, and for the cost of the pet should your dog or cat pass away.
Not all benefits are included in all levels of coverage, so be sure you read the policy carefully when choosing which is best for you.
PetInsurance Australia offers both dog pet insurance and cat pet insurance policies. Dog policies start at $12.85 per month. Cat policies start at $11.75 per month.
In order to keep your monthly premiums low, you can choose a higher excess amount. This will still provide the best cover with a lower monthly payment.
For convenience sake, you have the option of paying monthly or yearly, and there is a small savings if you opt for annual payments.
You can use any vet that practices in Australia, which means you will not have to switch vets.
This plan also offers an option that includes boarding should you be hospitalised. Another option provides for much of the annual routine care required by your pet. There is an additional monthly premium of $9.75 for the routine cover.
As with most pet insurance policies, not all benefits are included in all policies.
PetSecure offers veterinary pet insurance policies for both dogs and cats. Their policies cover between 80% and 100% of vet bills, depending on the accident or injury and the level of cover selected.
There is no waiting period for accidents, and illness cover becomes fully effective 30 days from the day the policy is written.
You can cancel the cover within 14 days, which gives you a chance to carefully look over the policy.
You can choose to pay premiums by the fortnight, month or year. Policies start at just $9.40 per month for accident coverage up to $43 per month with lower excess and more inclusive cover.
Keep in mind that with all pet insurance providers, there will be limitations to cover based on several factors including age, breed and common medical conditions. No matter which pet insurance provider that you choose, be sure to read the policy very carefully. This will ensure that there will be no surprises should you ever have to use it.
The peace of mind that comes with having proper veterinary pet insurance is worth the price for many pet owners. Should your pet ever need expensive vet care, you’ll know that you have some help in ensuring that your four-legged family members get the best possible care.
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